EMI

Home Loan Prepayment in 2026: The Strategy That Cuts Interest Fast (Tenure vs EMI Explained)

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Home Loan Prepayment in 2026: The Strategy That Cuts Interest Fast (Tenure vs EMI Explained)

A home loan is one of the biggest financial commitments for most households, and interest payments often exceed the original loan amount over time. While regular EMIs gradually reduce the loan, strategic prepayment can significantly cut total interest and shorten repayment duration. A well-planned home loan prepayment strategy helps borrowers reduce financial burden and achieve … Read more

RBI Repo Rate Hold in Feb 2026: What It Means for Home Loan EMI, FD Rates, and Debt Funds

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RBI Repo Rate Hold in Feb 2026: What It Means for Home Loan EMI, FD Rates, and Debt Funds

Interest rates affect nearly every financial decision — from home loan EMIs to fixed deposit returns and mutual fund performance. When the central bank changes or holds policy rates, the impact spreads across borrowing costs, savings returns, and investment markets. Understanding the RBI repo rate impact 2026 helps individuals make smarter financial decisions about loans, … Read more