Home Loan

Home Loan Prepayment in 2026: The Strategy That Cuts Interest Fast (Tenure vs EMI Explained)

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Home Loan Prepayment in 2026: The Strategy That Cuts Interest Fast (Tenure vs EMI Explained)

A home loan is one of the biggest financial commitments for most households, and interest payments often exceed the original loan amount over time. While regular EMIs gradually reduce the loan, strategic prepayment can significantly cut total interest and shorten repayment duration. A well-planned home loan prepayment strategy helps borrowers reduce financial burden and achieve … Read more

Home Loan Prepayment vs Investing: The Decision Framework That Works

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Home Loan Prepayment vs Investing: The Decision Framework That Works

The debate around home loan prepayment vs invest never ends because people ask the wrong question. It’s not about what gives higher returns on paper. It’s about risk tolerance, cash-flow stability, interest saved certainty, and behavioral discipline. Most people mix math with emotions—and end up doing neither properly. This guide gives you a clean, decision-first … Read more