Payments

UPI Higher Limits 2026: Which Categories Allow More Than ₹1 Lakh?

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UPI Higher Limits 2026: Which Categories Allow More Than ₹1 Lakh?

The upi limit increase categories 2026 rule is where most users get confused—and sometimes blocked. People hear that “UPI limits are increased” and assume they can suddenly send ₹2–5 lakh anywhere. That’s not how it works. Higher limits are category-specific, merchant-verified, and tightly controlled. This article explains which UPI categories are allowed to exceed the … Read more

UPI First-Time Limit ₹5,000: First 24 Hours Rule Explained

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UPI First-Time Limit ₹5,000: First 24 Hours Rule Explained

If you’ve just activated UPI and hit a sudden payment block, you’re not alone. The upi first time limit 5000 rule surprises most new users because it isn’t clearly explained during setup. In the first 24 hours after activation, many banks and apps restrict outgoing UPI transactions to ₹5,000—regardless of your balance or KYC status. … Read more